Sectors rotate from performance leaders to performance laggards quickly. Investors are bombarded with news about how well (and poorly) individual companies perform and how well groups of companies that share similar business characteristics might perform given certain economic environments. Learn More About Private Wealth Management With Bauerle Financial Unfortunately, many use the terms “sector” and “industry” incorrectly and it’s important to understand the differences bet
In response to the significant changes to the tax deduction rules under the Tax Cuts and Jobs Act (TCJA), many taxpayers are searching for ways to recover some of the tax benefits associated with itemizing deductible expenses that have been eliminated. Taxpayers who were previously able to lower their tax bills by itemizing may want to consider using a “bunching” strategy, which generally means either accelerating or deferring deductible expenses so that more of these expense
U.S. stock markets continue to trend up as optimism returns to Wall Street while Main Street USA continues to reopen. Yes, there is plenty of social unrest around the country, geopolitical tensions with China are increasing and horribly negative economic data continues to be released almost daily, but the major U.S. markets are trading at levels not seen since the very early days of COVID-19. In fact, while the DJIA and S&P 500 are close to their pre-COVID-19 days, NASDAQ rea
Choices are presented to us in our everyday lives. Some people are completely content doing the same things every day, but for others, variety is the spice of life. Sometimes having too many options is seen as a bad thing, however, in the world of investments the wide range of options provided allows you to protect yourself and your assets through diversification. With the right type of investment account your savings goals, investing style, and future plans should all be acc
Around the middle of the month of March, a worldwide panic due to COVID-19 triggered a massive sell-off across the stock market and in turn, ended the longest-running bull market in the history of the United States. As a result of the chaos, we are now entering a bear market for the first time in the past 11 years. So you are probably wondering, what does this mean for my portfolio? If you're comparing your investments currently to what they looked like at the start of 2020,
When discussing bank accounts, investments, loans, and mortgages, it is important to understand the concept of interest rates. Interest is the price you pay for the temporary use of someone else’s funds; an interest rate is the percentage of a borrowed amount that is attributable to interest. Whether you are a lender, a borrower, or both, carefully consider how interest rates may affect your financial decisions. Learn More About Financial Planning With Bauerle Financial The P
The majority of us understand when a personal financial disaster occurs, usually, we can trace back to the start of the process that led to the monetary failing, however, the issue seems to be that some individuals keep repeating these blunders, or adapt new problematic techniques in an attempt to solve the issue at hand. The smart financial planner would initially consider his own strengths and weaknesses before making big monetary decisions and would draw conclusions from t
Believe it or not, preparation for retired life doesn't have to be a four-letter word when it concerns saving for the future. Retirement planning makes the process simple by helping you understand the basic structure of how retirement life-saving elements fit right into your total spending plan and financial portfolio. Learn More About Retirement Planning With Bauerle Financial The bright side is that you can capitalize on retirement at the right time by preparing in advance.